Snowbirds and Medicaid: What Happens If You Split Time Between States?

Episode Summary: In this episode of Medicaid Mastery, Florida Medicaid planning expert Antony Turberville explains how long-term care Medicaid works for “snowbirds”—those who split their time between Florida and another state. He clarifies what determines your official Medicaid residency, how benefits are handled across state lines, and why frequent moves between states can create challenges for long-term care planning. Antony also discusses practical strategies for those who anticipate future Medicaid needs while living seasonally in multiple locations. Whether you’re a retiree spending winters in Florida or you have parents living part-time in another state, this episode will help you understand how to plan ahead and protect your assets. Key Timestamps: 00:48 – How Medicaid defines residency for snowbirds 01:54 – Why physical location determines eligibility 02:41 – Switching Medicaid benefits between states 04:00 – Why many families avoid moving parents between states 05:21 – Florida’s Medicaid process for snowbirds needing care 06:04 – Preplanning vs. crisis planning for future Medicaid needs 07:41 – Real-life examples of families relocating between distant states 08:41 – States that are easier or harder for Medicaid asset protection 09:23 – How to prepare now and educate your family 10:15 – Veterans benefits as an additional planning option About the Show: Medicaid Mastery helps families navigate the complexities of Medicaid long-term care planning. Hosted by Antony Turbeville, each episode explains Medicaid rules, clears up common myths, and provides actionable strategies to protect your assets while ensuring proper care for your loved ones.