How Railroad Workers Qualify for Occupational Disability Benefits

Episode Summary In this episode, Roger Driskill explains how railroad workers can qualify for occupational disability benefits under the Railroad Retirement Board system. He breaks down the key difference between occupational and total disability, what evidence the Board looks for, and the crucial steps workers must take to strengthen their claims. Roger also shares practical advice on appeals, timelines, and why gathering complete medical and work records is essential for success. What You Will Learn in This Episode The difference between occupational disability and total disability The strict service month requirement (240 months/20 years) and why it matters What type of medical evidence the Railroad Retirement Board looks for Why a doctor’s note alone isn’t enough to win a claim How long it typically takes for the Board to make a decision Options available if a claim is denied and how the appeals process works The first step railroad workers should take before filing for benefits Key Timestamps 00:00 – Introduction to Roger Driskill and his work with railroad disability claims 02:15 – Occupational disability vs. total disability explained 05:10 – Medical conditions and evidence the Railroad Retirement Board requires 07:45 – The importance of gathering complete healthcare records 10:20 – How long decisions take and common reasons for delays 12:40 – What happens if your claim is denied and how reconsideration works 15:30 – First steps railroad workers should take before applying for benefits 17:30 – Roger’s final advice for railroad workers considering disability claims Show Description Railroad work is tough, and when health challenges make it impossible to continue, disability benefits are there to provide support. In this episode, Roger Driskill explains the process for securing occupational disability benefits with the Railroad Retirement Board. He outlines the requirements, evidence needed, and steps to take if your claim is denied. Whether you’re preparing to apply or already in the system, this episode will give you the knowledge to protect your rights and secure the benefits you’ve earned.